Did you know that you have the possibility to pay for your purchase in three equal parts?

ESTO 3 is a convenient payment method that allows you to split the total amount of your shopping cart into equal parts, with no additional charges.
Add the products you like to the cart or find them in our stores, choose ESTO 3 as the payment method at checkout, and confirm your purchase conveniently with your ID card, Mobile-ID, or Smart-ID. You will receive the goods, and the payment will be spread over three months, with the first of the three payments due on the 15th of the following month.

INNOVATIVE SOLUTION
O% INTEREST, O€ ADDITIONAL COST
ESTO HIRE-PURCHASE IS AVAILABLE BOTH ONLINE AND IN IVO NIKKOLO STORES ACROSS THE BALTICS.

ESTO is a financial services company focused on innovative payment solutions. In the Baltics, ESTO offers a wide range of payment solutions, connecting with over 2600 partners and stores and serving over 300,000 customers. 

Terms and conditions